Cumbrian Trustee Savings Bank records

Scope and Content

Management and publicity records of the Cumbrian Trustee Savings Bank, including minutes, letter books, expense books etc.

Administrative / Biographical History

The Cumbrian Trustee Savings Bank was founded in 1818. A series of public meetings in Carlisle had called for the formation of a trustee savings bank to be formed along the lines of the Scottish savings banks that had begun to emerge the previous decade. These calls were heeded and the Carlisle Savings Bank first opened at the Town Hall on 7 February 1818.

Whilst continuing to grow, both in terms of account numbers and deposits, the Carlisle Savings Bank did not open any branches during the nineteenth century. This would change during the early decades of the twentieth century. Following the Savings Bank Act of 1904, savings banks could amalgamate with each other. The Carlisle Savings Bank seized on this opportunity to expand. The bank soon absorbed nine independent savings banks that were scattered throughout Cumberland and Westmorland. These banks were turned into branches of the expanded Carlisle Savings Bank. As a result of the bank's new found regional coverage it was renamed the Carlisle & North-West County Savings Bank.

The bank changed its name once more. In 1971 it was renamed the Cumbrian Trustee Savings Bank. However this name would not survive for very long. The TSB Act of 1976, meant that the bank was subsumed into the new regional structure of TSBs. The bank would form part of TSB of Lancashire & Cumbria. This would remain until 1986 when TSB was floated on the stock market.

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